May 25, 2013

Choosing Your New Family Car

As your family starts to grow, you may find that you have to update your car for a larger vehicle with more seats and space for your kids. However, like any large purchase, buying a new car isn’t something you should rush into. There are a few things to think about before you take the plunge and splash out in a new vehicle.

Where Do You Live?

It is important to think about your area and the condition of the roads before you buy a car. For example, if you live in a small mountain town then it is unlikely that you will need a sports car. Similarly, a heavy 4X4 vehicle is probably unnecessary if you live in a large urban area like New York City. Think about the type of car that will best suit your surroundings.

Can You Buy Online?

Most people part-exchange, although you may sell your current cars for cash when you are looking to get a new vehicle. It is possible to make substantial savings by using one of the many online companies. Such firms will take a wide number of vehicles, regardless of age or registration. Consumers who decide “I’ll sell my car” to get funds for a new purchase can also get a valuation for free online.

Are More Children Planned?

You may be looking to upgrade your family car at the moment, but you should also think about the future. Although you may have only one child now, perhaps you will decide that you want another and so you should take this into account when buying a car. After all, you don’t want to upgrade your family car twice!

Following these guidelines should help you choose the right family car for you.

Traveling the World on a Budget

World map depicting America

Image via Wikipedia

With so many wonderful places in the world to see, it can be difficult choosing your next vacation destination. That’s why many people choose to spend time traveling the world, hopping from place to place by plane or taking leisurely Cunard cruises from port to port. You might think there’s no way you can afford to travel around the world, but with a few money-saving strategies, you can see the world’s most exotic locations and stay within your budget.

Choose Countries Wisely
You should assess your budget and think about how much you have to spend in each country. You may find it makes more sense to leave out countries where hotels, transportation and meals are more expensive. Asian and Eastern European countries are typically very affordable destinations, so you may want to focus on these areas and skip countries in the Caribbean.

Buy the Right Ticket

If you know you’re going to different locations, you should buy an around-the-world ticket, a cheaper option than buying multiple one-way tickets. Many airlines offer these tickets as a way of encouraging travelers to take these kinds of trips, so shop around online before you buy.

Go on a Cruise

Of course, you may find that cruising around the world is cheaper than flying. Although cruises have a reputation for being expensive, there are a vast number of cheap cruises out there that cater to thrifty travelers. Make sure you investigate the cruise market before you travel.

Following these tips should help you save money while you explore the world!

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Best Travel Destination You?ve Never Thought About: Charleston, South Carolina

Historic homes near to the Battery Park in Cha...

Image via Wikipedia

When we think of quaint little get-a-ways, we tend to think of Martha’s Vineyard or Provincetown. The Deep South gets a bad rap, but one of the loveliest travel locations that you’ve never thought about is Charleston, South Carolina.

American History Starts Here

The Carolinas were some of the very first colonies settled in the new land, so the history runs deep in Charleston. The old plantations date back to long before the Civil War, making the history spectacular. The South Carolina terrain rolls down from the mountains to the lowlands, so a few extra travel days could turn into more than a stroll along a tree lined boulevard.

Whether you’re interested in history, culture, fine arts, or shopping, make sure to ask you travel agent about Charleston.

Fine Southern Dining In Charleston

Charleston is quickly becoming a hot bed of contemporary cuisine. Some of the best up and coming chefs are setting up shop in this historical Southern city, so the foodie will definitely enjoy this travel destination. Since it’s a coastal city, one can expect to be wowed with shrimp, crawfish and fresh daily catches in many of the lovely dining spots.

Before you watch the sunset from your dinner table, you should also explore the local arts and shopping. This is a city full of class and discerning taste, and it may become your favorite weekend destination. Check for the best consumer travel deals, and when that amazing airfare price pops up in your email, grab a few tickets and head for historical Charleston.

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Finding a Consumer Conscious Travel Agency

Slow Travel Agency, Sustrans

Image by Platform London via Flickr

Most people don’t have time to scour the Internet for the best travel deals. If they do find a good deal, they sometimes arrive at their destination only to discover it was a deal that was too good to be true. Although you may think otherwise, a consumer conscious travel agency get you the best deals, and they’ll also make sure you get what you pay for.

Pick an Agent Who Understands Your Lifestyle

Not all travel agencies are good for all consumers, so the first thing you want to do is find an agent who understands your lifestyle. If you need kid friendly vacations, find one who can get great deals on the places families like to go. If you’re gay or lesbian, find an agency that understands GLBT consumers.

Some travel agents may have better knowledge of overseas travels than others, so certainly, you want that consumer advocate when you travel abroad. It’s pretty rare that you’d get caught up in a vacation scam if you’re using the right agent.

Which Agents Do Your Friends Use?

As always, you can trust the recommendations of friends and family. If you’re best friend just took an economical, but spectacular trip to Europe, then you might want to use the same travel agent to book your vacation. Often a good agent can help you find those lesser known hotels and activities that will get you off the tourist glutted beaten path, and into locations you might not otherwise experience.

Before you take that big vacation, seriously consider abandoning the DIY approach and using a consumer conscious travel agency.

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Seems Like Gas Prices Won’t Stop Summer Fun

Gas prices in late May 2008.

Image via Wikipedia

Americans are used to it by now. For the last six years, we’ve been hammered by summer gas prices. The cynical said we’d complain about it, be ignored by the oil companies, and finally, give in. Most reports indicate that consumer travel will not be affected by another summer of high fuel costs. That holds true for driving. Air travel is a little different story.

What Will the Top Destinations Do to Lure You There?

Summer travel destinations don’t want to lose your business because gas is high. The travel industry is well aware of how much fuel can affect their profits, so you may want to look for the lure. It’s usually there in the form of free gas cards, discount meals, entertainment passes and other money saving offers. Check with a travel agency about the best possible vacation package before you fill up the tank and start driving.

Most people who are biting the bullet and finally taking that long overdue vacation are also packing a cooler full of food and drinks. They may also be driving all night to reduce lodging costs. Sounds fun, doesn’t it?

International Flights Are Tricky

With fuel costs so high, some international destinations may be harder to get to. The airlines are reducing the number of flights overseas, and in some cases doing away with lesser traveled routes all together. Expect tickets to be much higher than in years past. It may be that the average consumer will spend one more year at home.

Airline prices will probably stay high, so the best way to get overseas is to save your money and plan.

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How to Save Money on Your Next Vacation

With the cost of gas, groceries, airfare and seemingly everything else constantly on the rise, you may be wondering if a vacation is financially feasible this season. Fortunately, it’s possible to travel on a budget and still have an amazing time without breaking the bank.

Look for Deals

Check out a coupon site like www.offers.com for deals on everything you’ll need, including discounts on vacation packages, hotel and flight accommodations and popular attractions and tours.

Transportation

If you’re flying, be flexible with your travel dates and take advantage of online ticketing sites that let you compare prices and find the best rates.

Think about driving instead. Calculate how much gas would be needed for your trip, and compare it to the cost of airplane tickets and rental cars.

Lodging

Again, be sure to check online for discounted rates. Many fine hotels offer rooms at less than the going rate, and it’s simply a matter of finding the best deals.

If possible, consider staying with family or friends instead of paying for a hotel.

Food

Not every meal needs to be eaten at a fancy restaurant or fast food joint. Hit up a grocery store for cheap drinks, snacks and meals that can easily be prepared in your hotel room.

If travelling as a family, keep an eye out for restaurants where kids eat free or at discounted rates.

Attractions

Many attractions offer discounted tickets. Again, it’s just a matter of finding the best deals. Spend time looking for coupons and promotions online prior to your trip.

With a little bit of planning, you can cut corners on your vacation without sacrificing any fun.

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Are Vacation Packages Worth It?

Many families save their hard-earned dollars up every year to take a family vacation. Instead of agonizing over organizing and coordinating everyone for the trip, many people opt to purchase a vacation package. Vacation packages offer a wide variety of deals and destinations, but are they really worth it?

Planning every little detail of a vacation can be stressful and time consuming for some, while other people revel in scouring through all of the available activities and planning out the itinerary. If you are the kind of person who would not list organizing as a top skill, then a vacation package may be right up your ally.

Vacation packages are definitely worth it if you want to take the decision making out of the process. Many vacation packages include things such as:

  • meals
  • entertainment (for both adults and children)
  • airport transfers if needed
  • admission to activities and entertainment such as theme park and tours
  • car rental, if needed

As a lot of these things are included in the price of the vacation package, you don’t have to pay for them separately and you will therefore save money. You can save yourself even more money by taking a vision prepaid card with you instead of a credit card. That way you will know that the money you are spending is yours and not the banks.

There are tons of vacation packages available all year round. The most affordable ones will be available during quieter times of the year, classified as “off peak” times. If you search around, you will surely find one that suits your vacation desires.

 

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If That Vacation Sounds Too Good To Be True It Probably Is

St. Petersburg, Florida: The old St. Petersbur...

Image via Wikipedia

Watch out for vacation scams. One of the most common is the one that comes in the mail via a little post card. It invites you to somewhere wonderful, like Florida, for an all-expense paid vacation. It sounds really great. Sometimes they even tempt you with the chance to win a car or home stereo system. What are you really getting yourself into?

That Vacation Was Meant to Sell You a Time Share

Once you get to sunny Florida, you’ll be met by a salesman who will show you a beautiful piece of real estate. He wants to sell it to you. It’s not where you’ll be staying for your vacation. With any luck, he’ll convince you to buy a time share in that condo. This may be something you want to do, but slow down before you agree to purchase.

To get your money out of a time share, you have to use it more than once. Is that condo somewhere you think would want to visit on multiple occasions? Would it be available when you wanted to use it? What are the hidden fees? Where’s that new car you were promised? Well, you didn’t win it, but you’ll likely get a Bose knock-off sound system from the discount store.

Seek Out Your Own Vacation Time Share

If time shares are something you are really interested in, check with a qualified travel agency and find one that is legitimate in the place you really want to visit often. No one mailing you a post card has anything very good to offer.

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4 Benefits of Prepaid Cards for Travel

A picture of a wallet.

Image via Wikipedia

A stolen wallet or purse left on the subway is how many travel horror stories begin. The good news is that this does not have to happen to you. Carrying lots of cash with you on vacation is a disaster waiting to happen. Fortunately, carrying prepaid cards are beneficial and can eliminate much of the worries travelers’ experience.

“Not Responsible for Charges Made if Your Card is Lost or Stolen”

Worry free travel can be had with prepaid cards because just like credit cards, a Reach prepaid card can be insured against being lost or stolen. This means that should something happen to your card, you can report it and be free from any charges made while the card was out of your possession.

No Fear of Overspending

If money flows from your wallet like water during vacation, prepaid cards just might nip overspending in the bud. Any amount can be placed upon the card and when that limit is reached nothing else can be purchased. Having a previously chosen limit can keep explorers within their budgets and keep them from making mistakes that could ruin their dream holiday.

Add Money Quickly

In the event that more money is needed, funds can be added online or by calling the toll free number on the back of the card.

No More Bulky Wallets

Trying to keep track of cash can become cumbersome while traveling. Wallets stuffed with cash often mislead travelers in thinking they have more money available than they actually do. Prepaid cards make traveling a breeze. Tourists can feel safer than ever with prepaid cards instead of cash.

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Motor Home Luxury

Peterbilt Motor Home

Image by Tumbleweed:-) via Flickr

If you are one of those people who demand nothing less than the best, you will be unlikely to go on vacation to explore the country in anything but the latest in motor homes. The perfectly equipped motor home of today gives you the luxury of home while enjoying the spectacular views of the Rocky Mountains. That’s why it is so important to have gone through sufficient RV insurance quotes to have it fully protected with the motor home insurance policy of your choice.

Your RV Insurance Will Retain Your Vehicle’s Value

When examining your RV insurance quotes, you will need to keep in mind the deluxe paintwork, the enormous one piece windscreen, the plush furniture, highly polished surfaces, and exquisite finishes — all things of high value that need equally high value RV insurance cover.

Engine Breakdown and Comfort Cover with RV insurance

Your mix of engine power with sheer comfort will definitely make your heart pound as you sit in the captain’s chair behind the steering wheel guiding your castle on wheels to an exotic camping area, especially when you have added peace of mind, knowing you have chosen wisely to have your beautiful investment fully covered with the best RV insurance available.

No matter where your travels take you, from a rough out of the way campground, to a top class RV resort, you will be in your own penthouse the whole while, with the best motor home insurance to suit. Where some travelers claim they “rough” it at the campgrounds, you will never get to understand what they are talking about.